About

It is always our aim to help individuals achieve their financial goals.
Gratinevo Financial Services was founded and licensed in 2018. Our business is an authorised local distribution insurance agency specializing in distributing personal insurance solutions to clients across South Africa.
Our solutions are grounded in our personal and professional client experience. We take the time to get to know you because understanding your risk means that we can manage it effectively within your budget.
We value innovation and technology. We partner with product leaders so we can offer you tailormade products that include added benefits and features.
Core Values.
- Inclusivity
- People are at the core of everything we do
- Customer Centricity
- Expert Support: Consistency is key.
What Our Clients Say


Our Team
Gratinevo's founder and management team has insurance experience spanning over 20 years. The team brings a wealth of insurance experience across different markets.
They have extensive experience and understand the insurance value chain across life and short term product offerings.
Gratinevo is passionate about financial education, the meaningful empowerment of women and youth, as well as transformation and inclusivity in the financial services sector.

Focus on the bigger picture while we focus on the insurance
If it’s really important, you can speak to a financial advisor 24/7.